Homeowners Receive Additional Relief From HUD |
Those impacted by COVID-19 can have mortgage payments deferred or reduced for up to six months. Click through more details.» READ MORE
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Friday, April 3, 2020
COVID-19: Homeowners Additional Relief(From HUD)
Friday, October 5, 2018
Review 5/5 Stars: "...He stuck with us and explained everything..."
Friday, July 20, 2018
Thursday, July 19, 2018
Thursday, June 28, 2018
Monday, June 18, 2018
Tuesday, May 15, 2018
What is the Proper Mix of Credit?
- Cut up the credit cards, pay cash for everything, don't ever use financing! These are the instructions that some "financial gurus" give to their clients.
- That is great advice if you want to have a low score or no score at all. While this might be decent advise to live by when it comes to most purchases, when it's time to buy a home you're probably going to need to borrow HUNDREDS OF THOUSANDS OF DOLLARS.
- In order to maintain a great credit score and qualify with ease, you'll need to establish and maintain a healthy "mix" of credit.
- When you look at these accounts as tools instead of money, you can make the rules of the game work in your favor.
- In this quick video you'll learn about the proper Mix of Credit and how different types of accounts are vital to keeping a great credit score, which will allow you to make large purchases when necessary.
Reference
Sam Parker CEO - Owner sam@mycreditguy.com 480-999-2550 http://www.mycreditguy.com
Tuesday, December 19, 2017
Mortgage Identity Fraud Growth
The Numbers:
- $5.3 billion: the amount targeted by perpetrators via business email compromise in 2016 (source: FBI)
- 480 percent: the year-over-year increase in wire fraud scams reported by title companies to the Internet Crime Complaint Center (IC3) in 2016
- 2,370 percent: the increase in identified exposed losses to the most typical of wire fraud scams between January 2015 and December 2016
- 50: the number of states in which attempted wire fraud has been reported (source: IC3 and American Land Title Association)
- 131: the number of countries in which attempted wire fraud has been reported (source: IC3 and ALTA)
- 103: the number of nations to which fraudulent transfers have been rerouted (source: IC3 and ALTA)
These are the reported cases.
Only 10 to 15 percent of fraud attempts are even reported.
It is necessary for the industry to recognize the scale of wire fraud, and the harm it brings.
Stay aware, and be diligence to mitigate risk.
Article:
http://www.dsnews.com/daily-dose/12-18-2017/identity-fraud-mortgage-threat-real-growing
Tuesday, October 31, 2017
Increased Income & Low Mortgage Rates Driving Home Affordability Up
Rates, not home prices are positively impacting home affordability.
(According to the Real House Price Index)(by First American)
RHPI takes into account income, interest rates, & home prices (nationwide).
"Real house prices up 9.65% over the year..." RHPI
"Homes for sale declined to a 4.2 month supply(Sept.)." National Association of Realtors.
"28th consecutive month of year over year declines." First Am.
"The lack of supply is driving unadjusted home prices higher." First Am.
Although, housing is indeed more affordable due to lower rates And better incomes.
Aug. vs July rates(2017) with a modest .1%(month over month) wage increases produces a .4% increase in affordability(in Aug.). Reports First Am.
Overall Consumer house buying power
(aka how much one can buy based on changes in income&interest rates)
Rose (.8%)(July-Aug.).
http://www.dsnews.com/daily-dose/10-30-2017/rates-incomes-inch-housing-affordability-upward
(According to the Real House Price Index)(by First American)
RHPI takes into account income, interest rates, & home prices (nationwide).
"Real house prices up 9.65% over the year..." RHPI
"Homes for sale declined to a 4.2 month supply(Sept.)." National Association of Realtors.
"28th consecutive month of year over year declines." First Am.
"The lack of supply is driving unadjusted home prices higher." First Am.
Although, housing is indeed more affordable due to lower rates And better incomes.
Aug. vs July rates(2017) with a modest .1%(month over month) wage increases produces a .4% increase in affordability(in Aug.). Reports First Am.
Overall Consumer house buying power
(aka how much one can buy based on changes in income&interest rates)
Rose (.8%)(July-Aug.).
http://www.dsnews.com/daily-dose/10-30-2017/rates-incomes-inch-housing-affordability-upward
Saturday, March 18, 2017
FOR SALE: 1258 Kendari Terrace Naples Florida (Artesia Commuity)
The finest, Most Exclusive Pool Home in All of Artesia is
Now available for sale!
INFO, VIDEOS, PHOTOS, 360 PHOTOS, FLYER, FLOORPLAN, MAP,
Visit:
www.1258Kendari.com
Thursday, January 26, 2017
Saturday, January 7, 2017
Tuesday, December 27, 2016
Market Update: Naples, FL Area (Released 12-15-16)
Prices + 4%
Sales -13%
Inventory +40%
Days on Market +14%
Search for Homes at
www.SWFLproperties.INFO
Ask Me About the updates in your Area or Neighborhood!
Wednesday, December 21, 2016
Friday, December 16, 2016
3176 SUNDANCE CIR , NAPLES FL 34109 in Bridgewater bay (For Sale)
Largest lot in Bridgewater Bay!
Largest home in all of Bridgewater Bay!
Mature landscaping, 20ft. dense privacy palm tree wall on 3 sides of the property. 3,289square foot(under Air), 5,125 total square foot Custom designed home. 21 ft. ceilings. 3 zone Air Conditioning (3 A/C units). 2 fireplaces. 18"diagonal tile (1st floor). Faux paint., berber carpeting in bedrooms & 2nd floor. Multiple atrium doors. Custom hand made European window treatments. Corian counter tops, Sound system. built-in bookcases. Double oven in kitchen. 5 total bedrooms (2 master bedrooms; 1st floor master has additional seating area with fireplace)(upstairs master oversized suite). Large den (entertainment room). Formal living area. Kitchen with eat in bar. Formal dining room. Large breakfast nook. 4 1/2 bathrooms. Heated private pool & spa.
Clubhouse:
Cabana Bar, Community Pool, Separate Olympic Lap Pool, Spa/Hot tub, Large Community Room & kitchen, Community Exercise Room, Wet & Dry Sauna, Billiards room, Putting Green, 2 Tennis Courts, Bocce Court, kid Playground Area, Basketball court, BBQ/Picnic area, Bike&Jog Path.
Monday, December 12, 2016
Core Logic's U.S. Economic Outlook For 2017
U.S. Economic Outlook: December 2016 (Peering into 2017) Full article Here
"Economy Will Grow 2- 2.25%"
The Outlook for U.S. Housing and Mortgage Markets -
Home Prices Projected Up 5%,
Rent Up 3%, and
Purchase and HELOC Originations Up
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