Thursday, August 29, 2013

USA Today: Home equity loans make a comeback.


Susan Tompor, USA TODAY
Full Article:

Home Prices Rise and Stabilize: 
1.)  Lenders are more willing to lend.
2.)  Borrowers feel more secure about tapping into their equity.

Potential Requirements: 
20% equity retention
720 credit score or higher
An appraisal
Verify Employment
Proof of income 
A loan minimum.  20K or more.
2-4 week time frame for the loan.

The average rate on a home equity loan is 6.14%. 
The average rate on a home equity line of credit is 4.99%
Bankrate.com.

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