Monday, October 5, 2020

How a Formal Mortgage Credit Pull/Inquiry Impacts your Credit:

 



  • Pulling credit can be considered a necessary evil.
  • It will help you to understand what kind of house you can afford, and what kind of down payment you can afford.
  • What's awesome is that In the mortgage industry you can have your credit pulled multiple times within a 30-45 day window without it counting multiple times against your credit. Meaning that you can have your credit pulled within a 30-45 day window and it will only count against your credit score once.
  • For the multiple times your credit will be pulled, the crazy thing is it will only knock off about 2 or 3 points from your credit score; that's nothing! 
  • Let's get together and come up with a plan to get you qualified for a home loan as quickly as possible. PM me or comment for more info.

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